MTU made sense to me. My WG tunnel is 1420. Tested from the Windows server to the remote device - and not a surprise that 1392 was the max MTU (1420 - 28). Set it to that - issue was the same.
And thanks Tom for the video, (actually - thanks for all your videos - been very helpful over the years). I was aware of the slowness of SMB with latency - so I tried FTP and NFS - and the problem is the same.
I know my home pfSense can easily max out my 300/20 Internet using WG connections during file transfers - pulling down to the same Windows server…
I’ll have to get educated about checking pfSense logs and trying to see what’s causing the slowdown - and I see Tom had a recent video on that too…